Student Loan Blog

Expert guides, tips, and updates on federal student loan repayment, forgiveness programs, and 2026 changes that affect your loans.

April 2026 • 12 min read

RAP Repayment Plan 2026: Complete Guide to the New Federal Repayment Option

The RAP (Repayment Assistance Plan) is replacing the SAVE plan in 2026. Learn how it calculates payments based on discretionary income tiers, who qualifies, and how it compares to IBR and standard plans.

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April 2026 • 10 min read

PSLF Qualifying Payments: 7 Costly Mistakes to Avoid in 2026

Over 30% of PSLF applications get rejected. Discover the 7 most common mistakes borrowers make, from wrong loan types to employment certification errors, and how to ensure your payments count.

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