Last updated: April 10, 2026
By accessing and using Student Loan Calculators (studentloancalcs.com), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.
Student Loan Calculators provides free, browser-based calculator tools for educational purposes. Our tools help users estimate student loan payments, compare repayment plans, track forgiveness eligibility, and analyze college costs. All calculations are performed entirely in your browser — no data is sent to or stored on our servers.
The information and tools provided on this website are for educational and informational purposes only. They do not constitute financial, legal, or tax advice. Results generated by our calculators are estimates and may not reflect your actual financial situation. You should consult with a qualified financial advisor, tax professional, or student loan servicer before making financial decisions.
While we strive to keep our calculators accurate and up to date with current federal regulations, interest rates, and repayment plan rules, we make no guarantees about the accuracy, completeness, or timeliness of any information provided. Federal student loan programs, interest rates, and regulations may change without notice.
This website and its tools are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components.
In no event shall Student Loan Calculators, its owners, or contributors be liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use this website or its tools, even if advised of the possibility of such damages.
All content on this website, including text, graphics, logos, and calculator code, is the property of Student Loan Calculators and is protected by applicable intellectual property laws. You may use the calculators for personal, non-commercial purposes. You may not copy, modify, distribute, or create derivative works from our content without prior written permission.
Our website may contain links to third-party websites for informational purposes. We are not responsible for the content, privacy practices, or accuracy of any third-party sites. Inclusion of a link does not imply endorsement.
We reserve the right to update these Terms of Service at any time. Changes will be posted on this page with an updated revision date. Your continued use of the website after changes are posted constitutes acceptance of the revised terms.
If you have questions about these Terms of Service, please contact us through our GitHub repository at github.com/studentloancalcs.